Specialists in NFC, open-loop payments, public mobility, and financial technology.

    Services

    Program Management & Strategic Advisory

    Custom consulting for procurement strategy, RFP development, stakeholder engagement, technology roadmapping, and PMO leadership.

    Mobility & Transit Solutions

    Consulting on fare systems, contactless/NFC payments, ABT, and mobility-as-a-service (MaaS) strategies for transit agencies and operators.

    Payments & Financial Technologies

    Expertise in cashless payment infrastructure, EMV integration, digital wallets, closed- and open-loop systems, and real-time fare collection.

    Modern Payment Strategy for a Digital-First World

    From NFC and contactless to real-time rails and EMV compliance, we help banks and fintechs stay ahead with future-ready payment solutions.


    Industry Insights

    Procurement Pitfalls: How to Write a Payment RFP That Doesn’t Set You Back 5 Years

    In the world of public transit and government procurement, few things can stall progress faster than a poorly written Request for Proposal (RFP). This is especially true when procuring something as critical—and fast-evolving—as a payment system. With the pace of innovation in fare collection and account-based ticketing (ABT), agencies can’t afford to issue outdated, inflexible,…

    Account-Based Ticketing (ABT): A Paradigm Shift for Urban Mobility

    In an era dominated by convenience, flexibility, and digital-first expectations, public transportation systems across the United States are under increasing pressure to modernize. One of the most transformative innovations driving this change is Account-Based Ticketing (ABT). Unlike traditional fare systems that rely on physical tickets or cards to store value, ABT decouples fare media from…

    Open-Loop vs. Closed-Loop Transit Systems: A Strategic Guide

    As urban populations grow and mobility demands evolve, city planners, transit agencies, and project management offices (PMOs) face a critical decision in modernizing public transportation systems: Should you implement an open-loop or closed-loop fare payment system? This choice is not merely technical but a strategic one that impacts ridership experience, operational efficiency, equity, and long-term…